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You are riding your motorcycle. You are in a crash. It is not your fault. You think you have good insurance coverage and you will be treated fairly if you have to go to trial—think again! Motorcycle Insurance in Utah Does Not Have Personal Injury Protection Motorcycle coverage in Utah does not have personal injury protection (PIP) like car insurance in Utah. You can purchase “Med Pay” that works like PIP but you have to request it because most insurance brokers do not know about it. Med Pay is ideal for people who ride motorcycles but do not have medical insurance. This is how it works. If you are injured in a motorcycle crash (the crash must involve you while riding your motorcycle) you send your treatment bills to your insurance company and they will pay up to the amount of coverage you purchased. Usually the purchased amounts available are in $5,000 increments and there is no limit you can purchase. This coverage kicks in regardless of the mechanism of injury, meaning whether you are hit negligently by another driver, or you cause the crash and injure yourself. Basically, medical insurance pays in the event that you are injured while

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Staying visible is the key to staying safe while riding a motorcycle. But unfortunately, remaining visible at all times is much harder than it seems. Motorcycles are significantly smaller than passenger vehicles, so they’re more difficult to spot on the road. How can you protect yourself? Follow these five tips to remain visible while riding: Use Reflective Tape Placing reflective tape on your motorcycle is perhaps the simplest and most inexpensive way to increase your visibility. This tape won’t necessarily help during the daytime, but it will make you more visible at night. Maximize your visibility by placing the reflective tape on your wheel rims, forks, and any other part of your bike that tends to catch the light. Tap the Brakes The brake lights are designed to alert the people behind you that you are stopping, but they can also be used to increase your visibility. If the driver behind you does not seem to be paying attention, tap your brakes multiple times. The bright, blinking lights will grab the driver’s attention and ensure he knows you’re there. Be sure there is plenty of room between your motorcycle and the car behind you before tapping on the brakes. If

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Two more motorcycle related deaths over the weekend with one life hanging in the balance. Reading that sentence should send shudders down your spine, how can we prevent these fatalities? Looking at the details of the accidents, speed of the motorcycles seems to be a common factor. Being on the road is dangerous for both motorcycles and motor vehicles, everyone owes it to each other to take the necessary precautions and recognize each other on the road. Don’t drive distracted with your cell phone or try to eat a bagel before you get to your destination. Don’t think you can quickly and safely make a left-hand turn in front of a car or motorcycle that is going with the flow of traffic or faster. We are all in a hurry, one common goal is to arrive alive. Utah Bike Law If your find yourself in tragic situation like this, turn to Utah Bike Law to help navigate these treacherous waters. We have 19 years of experience defending injured motorcyclists and 30 years of riding on the road. Like one motorcyclist expressed, “If someone cuts you off, it’s like they offended five generations of your family.” We have a vested interest

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Recently, Utah has been on track to set a new record! You might be thinking, “What could that record possibly be?” You might think it’s for something amazing but sadly that’s wrong. As you can tell by the title, it is not a record to be proud of. The record that Utah is about to break is the number of motorcycle deaths on the roads in 2018. There have been about 25 motorcycle deaths within the short seven months of 2018. Safety: Two-Way Street It goes without saying that safety is a two-way street. You cannot expect to have a safe drive to work if you are swerving between lanes and not signaling lane changes. You probably will get in an accident if other people aren’t paying attention. Two experienced Utah motorcyclists talked to KSL News about their way of riding. Ryan Stanley and Taylor Brody have been riding buddies for years. They talk about how riding is a hobby but it’s also about the freedom and the escape you feel from normal life. Ryan and His Safety Brody says that Ryan is a great person to ride with because of how seriously he takes safety. Before he gets onto his

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Road Rage We found this video online recently. There are so many emotions that accompany this video. There is sadness, rage, disbelief, fear, disappointment and a million other emotions. This video is quite upsetting. Road rage is defined by “violent anger caused by the stress and frustration involved in driving a motor vehicle in a difficult situation.”  Some people take it too far as you will see in this video. https://www.facebook.com/Break/videos/10156343304807792/ What Are Your Reactions? The caption of this video reads: Jaw Dropping Road Rage in Florida: Should the driver be charged with attempted murder? Now, we see why this is a huge accusation but if you think about it, wasn’t the driver trying to hurt the motorcyclists? The discussion before the incident was too heated to where the vehicle driver tried to hurt the two motorcyclists. Left-Turning Vehicles There’s no going around it: you have to turn left when you drive to get to where you want to go. One of the biggest reasons that motorcyclists get into accidents is because other vehicles don’t look before making a left-hand turn. And also, right-hand turns for that matter. When making a left-hand turn, you judge if you have enough time

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As you have heard, there have been an astounding amount of motorcycle fatalities on Utah roads. Last weekend was no exception. In Duchesne County, a motorcycle crashed occurred that involved four people. Three of the motorcyclists died. The Story and People According to the Utah Highway Patrol, a group of motorcyclists were travelling northbound on SR-35 west of Hanna in Duchesne County. This crashed occurred on July 20, 2018 around 10:30 a.m. Apparently, the group collided when one bike went down. The two other bikes collided with the bike on the ground. The crash involved three men and one woman. The police identified the people killed and injured and released that to the public. Anthony M. Cooper – 69 of Hitchcock, Texas – was alone on one motorcycle and incurred fatal injuries John Kwiatkowski – 62 of Conroe, Texas – was alone on another motorcycle and died in the crash Jason Murray – 50 of Wichita, Kansas – was driving the third motorcycle and suffered critical injuries Judith Murray – 53 of Wichita, Kansas – was a passenger of the motorcycle Jason Murray was driving. She died in the crash. What Is to be Learned Seeing that the crash only

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